Let’s Work Together
General Business Credit is here to help you get the truck you need now so you can make more money for your family and start living the American Dream. We want to be your only choice when searching for a truck lender you can always trust. Our Customers become like family as we develop long-lasting partnerships and provide loans to help their businesses continue to grow.
We are the key financial partner of owner-operators in California and Texas. As a direct lender, we can get your commercial truck loan approval in a very short time. We can help with truck loans even when there are problems with credit histories or don’t have citizenship. General Business Credit is here to solve to your needs and get you the money to start your own company.
Our Mission
“Our mission is to create long-lasting business relationships with our customers and work with them to find ways to grow their businesses and support their families.”
“Nuestra misión es crear relaciones comerciales que duren para siempre con nuestros clientes y trabajar con ellos para encontrar formas de hacer crecer sus negocios y apoyar a sus familias.”
— Don Jo / VP of General Business Credit
DOUBLE YOUR INCOME
Frequently asked questions.
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Can I still apply for a commercial truck loan if I’m not located in California?
To be eligible for one of our loan programs, you must be a resident of either California or Texas.
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What are the year and mileage requirements for your truck loan programs?
The truck model year must be within the last six years and have a maximum of 600,000 miles.
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Do you work with first-time buyers?
Yes. As long as you have a minimum of 1.5 years driving experience with a current California CDL, you are free to apply.
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Can I still be approved if I’m not a U.S. Citizen?
You can be a U.S. Citizen, a Permanent U.S. Resident, or have a valid Authorization to Work in the U.S. for us to consider your application for your truck loan.